West Salem, Keizer and Salem real estate and homes for sale in Oregon, acreage, luxury - David and Dewey Whitton, REALTORS® David and Dewey Whitton REALTORS(r) for West Salem, Keizer and Salem, Oregon real estate, acreage, luxury - NUMBER1EXPERTS™ David and Dewey Whitton NUMBER1EXPERTS(tm) for West Salem, Keizer and Salem, Oregon real estate, acreage, luxury
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David and Dewey Whitton, REALTOR®, real estate agents and broker for West Salem, Keizer and Salem Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 877-339-3936.


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Our Special Offers: West Salem, Keizer and Salem Oregon home buying, real estate listings, and homes for sale in Polk and Marion County, OR
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Buyers Want Your Home!
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What took over 30,000 workmen to construct and is considered the second largest palace in the world?

A 
The Palace of Versailles, 14 miles southwest of Paris and completed in 1682, is famous for its size and its beauty.
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David and Dewey Whitton, REALTOR®, real estate agents and broker for West Salem, Keizer and Salem Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

David and Dewey Whitton
Coldwell Banker Mountain West Real Estate

6444 Fairway Ave. SE
Salem, OR 97306
Direct Phone: 503-949-3623
Toll Free: 877-339-3936
Office Phone: 503-589-7580
Office Fax: 503-485-5397
Email: contactme@thewhittongroup.com

The catalyst for our consistent success as Top Producers starts and ends with the quality results we produce for the people we serve. It's simple. We listen first - then respond effectively to the unique real estate needs of our clients. With over 22 years of real estate experience, we’re dedicated to using the most advanced marketing techniques, updated market knowledge and continued community involvement to produce the results you deserve!

CRSEqual HousingGRIMLSREALTOR


Coldwell Banker Mountain West Real Estate

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