West Salem, Keizer and Salem real estate and homes for sale in Oregon, acreage, luxury - David and Dewey Whitton, REALTORS® David and Dewey Whitton REALTORS(r) for West Salem, Keizer and Salem, Oregon real estate, acreage, luxury - NUMBER1EXPERTS™ David and Dewey Whitton NUMBER1EXPERTS(tm) for West Salem, Keizer and Salem, Oregon real estate, acreage, luxury
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David and Dewey Whitton, REALTOR®, real estate agents and broker for West Salem, Keizer and Salem Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 877-339-3936.


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Mortgage Prequalification: West Salem, Keizer and Salem Oregon home buying, real estate listings, and homes for sale in Polk and Marion County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top West Salem, Keizer and Salem REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >Questions from Real Estate Agents

Real estate agents begin their professional relationship with buyers by asking numerous questions about the buyer's personal and financial situation. The answers to these questions will give the real estate agent a clear idea about the buyer's housing needs and price range. It is a waste of time for an agent to show a buyer homes they can't afford, and it can be disheartening to consider unrealistic possibilities.

In order to do a great job finding you a home, your real estate agent needs to have some basic information about your income, debts, and the amount of cash you have available for a purchase. Your agent also needs to know something about your lifestyle. How large is your family? Where do you work? Do you have school-age children? Do you enjoy entertaining? What hobbies would you like to accommodate?

The real estate agent who helps you find your new home will get to know you very well, so it is very important that you feel comfortable with that person and free to communicate openly.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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David and Dewey Whitton, REALTOR®, real estate agents and broker for West Salem, Keizer and Salem Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

David and Dewey Whitton
Coldwell Banker Mountain West Real Estate

6444 Fairway Ave. SE
Salem, OR 97306
Direct Phone: 503-949-3623
Toll Free: 877-339-3936
Office Phone: 503-589-7580
Office Fax: 503-485-5397
Email: contactme@thewhittongroup.com

The catalyst for our consistent success as Top Producers starts and ends with the quality results we produce for the people we serve. It's simple. We listen first - then respond effectively to the unique real estate needs of our clients. With over 22 years of real estate experience, we’re dedicated to using the most advanced marketing techniques, updated market knowledge and continued community involvement to produce the results you deserve!

CRSEqual HousingGRIMLSREALTOR


Coldwell Banker Mountain West Real Estate

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